Planning a wedding is one of the most exciting times in your life, but it can also be a time when you’re vulnerable to scams. With so many decisions to make and vendors to hire, it’s easy to fall prey to fraudulent schemes. Often a “vendor” will contact a couple through social media and offer them a very low price for their service. The scammer then takes the money and disappears.
Here are some tips to help you avoid being scammed while planning your wedding:
1. Do Thorough Research
Before committing to any vendor, venue, or service, do your homework. Look for Google Maps Review and make sure the reviews go back at least one year. Check for any red flags such as a lack of online presence or reviews that use strange wording.
2. Ask for References
Don’t hesitate to ask vendors for references from past clients. A reputable vendor will be happy to provide you with contact information so you can verify their services. Speaking directly with previous clients can give you insights into their experiences and help you feel more confident in your decision.
3. Insist on Meeting in Person or through Video Chat
Whenever possible, meet your vendors in person before signing any contracts. This not only helps you establish a rapport but also allows you to gauge their professionalism and legitimacy. You can also ask to see their equipment or workspace. If an in-person meeting isn’t possible, arrange for a video call. Scammers are less likely to agree to face-to-face interactions.
4. Beware of Unrealistic Prices
If a deal sounds too good to be true, it probably is. Scammers often lure victims with unbelievably low prices. Compare quotes from multiple vendors to ensure you’re getting a fair deal. If one vendor’s price is significantly lower than others, be cautious and investigate further.
5. Read the Contract Carefully
Professionals use contracts to protect themselves and their clients. Professionals that do many weddings will use software or have a process for streamlining things. (We use HoneyBook for contracts and payments.)
Ensure that everything you’ve agreed upon is clearly stated in writing, including the services provided, payment schedule, cancellation policy, and any other pertinent details. Be wary of vague terms or contracts that seem overly complicated. If something doesn’t make sense, ask for clarification or consult a legal professional.
6. Use Secure Payment Methods
Cash is fine for small amounts. Avoid using cash or wire transfers for large amounts, as these methods are difficult to trace if something goes wrong. Instead, use credit cards or secure online payment systems like PayPal, which offer buyer protection. For larger amounts, don’t pay the full amount upfront; a deposit should suffice until the services are delivered.
7. Watch Out for High-Pressure Tactics
Scammers often use high-pressure sales tactics to rush you into making decisions. They might claim that the offer is only available for a limited time or that they need immediate payment to secure the date. Legitimate vendors understand that wedding planning takes time and will respect your need to make informed decisions.
8. Check for Licensing and Insurance
Ensure that your vendors are licensed and insured. This is especially important for venues, caterers, and transportation services. Ask for proof of insurance and verify it with the issuing company if necessary. This step not only protects you from scams but also ensures that you’re working with professionals who take their business seriously.
9. Trust Your Instincts
If something doesn’t feel right, trust your gut. Whether it’s a vendor who seems overly pushy or a deal that seems off, don’t ignore your instincts. On your wedding day, you want someone you feel comfortable with. It’s better to walk away and find another vendor than to risk losing money or having your wedding day ruined by a scam.
10. Ask vendors you have already met with who they suggest
As a wedding officiant, I know who the good DJs and photographers are. A venue knows who the good caterers are. Ask the vendors you have already hired, who they like to work with. (or check out our suggested partners page)
Planning your wedding is already stressful. By taking these precautions and staying vigilant, you can protect yourself from wedding scams.